Why I blog

I have written several posts about reasons why I blog... and although, it had evolved and varied in reasons, one thing remained constant - to make money.

I would have to say that it is much harder than it seems. It doesn't work overnight, like everyone had pointed out.  And after several blogs, I have managed to stuck with one.  Unfortunately, I don't get paid there.  But I liked that I get to express even the trivial.  I have managed to get several followers who are as crazy as me ... (or at least understands my craziness. LOL).

WHY I BLOG NOW

• I blog because I wanted to learn and share what I learned.
• I wanted to keep talking without being a douche or get judged for getting crazy, because let's face it, they're as crazy as me.  
• And most importantly, I want to earn without the conventional 9-5 job.

The last one would take a while to achieve but at least, I'm getting started.  I have nothing against people who have regular conventional jobs, as a matter of fact, I have one.  But I also know myself.  I know I get bored easily.  Researching, reading and learning new things are some of the ways that spice up my everyday life... aside from TV.

WHY PERSONAL FINANCE OR FINANCE IN GENERAL

I have been fascinated with personal finance.  I am a FINANCE major that didn't even fully understood personal finance or finance for that matter.  I still have a long way to go.  It would be a lot better to have someone learn it with me and exchange ideas, and challenge me.

I find that the only way I can find like minded people is to write it down and get across.  I have friends and families who share the same principle but it's not enough.

So, I am open to several of your comments, suggestions, advice even opinions as to how I can improve my knowledge, understanding and even challenge me to do personal finance everyday.  That's how I come up with saving tips.

I am also wondering why you blog.

How to explain personal finance to your family?

Honestly, there's no great way to tell your family about money struggles.  With Filipinos, most of us depend on a sole breadwinner.  We are also in the "Sandwich Generation" where parents depend on you financially and work for your own family as well.

It's hard.  It's also a sensitive topic.  Not everyone wants to listen about personal finance.  I have tried but failed sometimes to explain in-depth the importance of  budgeting and personal finance.  And it hurts my ego.  It is also stressful.

Budgeting: Why is it so hard?

I can definitely understand everyone's dilemma when it comes to budgeting.  I struggle with it too.  And until now, I still overspend, considering I've written down my anticipated expenses every month.  What is it about budgeting that makes it so difficult?

Whether you are financially-literate or financially-challenged, everyone struggles with budgeting.  No matter how much you're earning, it still feels insufficient.  Because the truth is, you're expenses always follow your earnings.  There's always something to spend on.

Review: The Turtle Always Win (by Bo Sanchez)

My sister, knowing I am interested in business and personal finance, bought me a book by Bo Sanchez.  Sanchez is the Founder and CEO of the Truly Rich Club.  From what I have gathered, it is actually site for those who want to learn more about personal finance and get updates of the latest trends from Philippine Stock Exchange.  Again, I'm paraphrasing here and this is what I have understood.

"On the Money" on ANC

I have learned most of the tips for personal finance online but it was only a few months back that I've come to know about "On the Money".

"On the Money" is a daily show of ABS-CBN News Channel (ANC).  I have the option to watch them online should I miss any of their episodes.  Interestingly, their topics are broad but ultimately, they wanted to inform Filipinos how to properly invest, guide them, and give them advise on how to better manage their finances.  I admit, I am one of those who live on paychecks-to-paychecks.

Ways to Save Money NOW

I know that most of you have already heard this and I don't think there's much to add.  Although, should a financial need arise, wouldn't it be enjoyable not to have any worries?

Unfortunately, not everyone is prepared nor have a 6-month salary equivalent saved up as an emergency fund.  We should all be prepared.  Expenditures come when you least expect it.

Here are some of what I have compiled as ways to save money NOW: